Convention Educational Sessions

VLTA is currently seeking CE and CLE for seven hours of education during the 2022 Annual Convention

 

 

BRUCE A. PHILLIPS

Cyber Fraud and Risk in Real Estate Transactions​


Cyber security is a broad topic. Not only does it cover information technology and data protection, it also needs to address privacy, operational procedures, and policies. From new trends in data protection, to new tactics used by fraudsters, to advice on what to do when things go wrong, cyber security expert Bruce Phillips will provide valuable information about current cyber-attack tactics and prevention strategies, including advice on how to prevent and respond to attacks. Bruce will also demystify what it takes to get cyber security right, including identifying, preventing, and responding to a wide range of attacks, including malware, wire fraud, data breaches, smishing/phishing attacks and other service threats.

 
 

 

JEN SKRABAK

The Armor of Ethics


Do you ever feel like you are being asked to do something that just doesn’t feel right?  Have you been asked to “just close the deal and fix the problem later” by one or more of the parties to the transaction? When you ask for a title requirement, have you been told, “Well, every other agent closes the deal without needing that!”? This presentation will focus on our ethical principles in the title industry. As industry professionals, we have a duty to behave ethically and to serve as a fiduciary to every party in the real estate transaction. Thankfully, we have many guidelines provided to us for best practices and ethical behaviors. Wearing our “Armor of Ethics” protects our clients, our agencies/ firms, and the title insurance companies – and wards off attacks on our ethics and can keep us safer from the worst attack: Title Claims.
 
 

 

KAY CREASMAN, ESQ. 

Legal Descriptions – Defining What the Insured Owns

Proper legal descriptions are the core of title insurance, defining the real estate to be insured. Let’s review the varied types of acceptable and unacceptable legal descriptions, plus suggestions on how to correct errors and perhaps avoid claims. Specific examples of problem descriptions and how the issues could be resolved will be discussed, as well as a list of things to remember about legal descriptions.

 

 

   

PAM FABER

Favorite Statutes: Virginia Code Provisions That Will Fix Claims, Help with Underwriting Decisions and Prove That You are Right

Examine various provisions of the Virginia Code from Title 55.1 “Property and Conveyances” and elsewhere that are highly instructive in nature or completely curative.  This section will include real-life examples having to do with trusts, notarial acknowledgements, statutes of limitation, powers of attorney, and corporations which may not be known to attendees but which are very useful laws to be aware of as title underwriters and practitioners.
 
 

 

RICHARD BRAMHALL

 Marijuana Minefields

The title industry is still adjusting to the emergence of cannabis and cannabis related products as a reality in real estate transactions. The effect of the federal Controlled Substances Act and its impact on regulated businesses, including lenders and insurers, has created an impasse as the federal law is counter to the laws of 94% of the states.  This program will address the current dynamics.

 

 
 

JEFFREY W. THOMPSON & STEPHANIE MARCELLO

Times They Are A’changin’

The Times They Are A’changin’ is a participatory course that compares and contrasts the roles of examiner, underwriter and insurer in today’s changing title environment. The course examines the continuing relevancy of skills that were used yesterday in the title insurance industry and suggests how they can best be integrated into the new processes and challenges that each participant faces. The course also touches on the future of title examination and title insurance underwriting.  

 
 
 

Additional Session Information Coming Soon